Everyday banking - bnext

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Everyday banking



After listening to our members, bnext is delighted to announce a new range of choice for your banking transactions.

We understand that you have an individual approach to the way you access your money, so why settle for a one-option-suits-all approach. Choose from one of the four packages available to suit you and your lifestyle, and enjoy easy access to your money!

Some members prefer EFTPOS while others prefer ATMs, and some prefer a mix. So we have created packages to cater for our member’s varying needs.

With a variety of options available for your membership, now is the time to choose what is best for you.


Basic Access


Basic Plus


For members who enjoy the choice of both EFTPOS and ATM transactions, look no further than the Basic Access package, with the benefits of:
  • No monthly Fees
  • 4 Free EFTPOS transactions monthly
  • 4 Free RediATM or NAB ATM transactions monthly

Recognising members with a stronger relationship with Big Sky, the Basic Plus pakage has been created for members with a specific relationship balance*, offering members additional benefits including:
  • No monthly Fees
  • 6 Free EFTPOS transactions monthly
  • 6 Free RediATM or NAB ATM transactions monthly

*Basic Plus package requires a relationship balance of $20,000 (single membership) or $40,000 (joint membership)

ATM Advantage


EFTPOS Unlimited


Prefer to access your funds via an ATM? Well with the combined RediATM and NAB ATM Network, our ATM Advantage package is just for you. For a low monthly fee, our ATM Advantage package offers you:
  • 9 Free RediATM or NAB ATM transactions monthly
  • EFTPOS transactions at a low $0.40
  • $5 monthly fee
You no longer need to worry about excess fees for your EFTPOS transactions. For a low monthly fee you can benefit from unlimited EFTPOS transactions. So what are you waiting for...swipe your way to transaction savings today!
  • Unlimited EFTPOS
  • RediATM or NAB ATM transactions a low $1.50
  • $3 monthly fee

*Monthly Fee waived for members 17 and under

Members will automatically be allocated the Basic Access package (or the Basic Plus package if there is a relationship balance), if no selection has been made prior to 1 November 2009.


Joint memberships can gain access to double the transcations, with twice the fee (if applicable) and double the relationship balance (for Basic Plus).


Important Information


  • New package options will take effect on 1 November 2009, and will supersede any other transaction packages previously offered.
  • Children 17 and under can opt in for an EFTPOS Unlimited package with no monthly fee.
  • Netwrok ATM (RediATM/NAB ATM) Fee after free transactions is $1.50.
  • EFTPOS Fee after free transactions is $0.40.
  • $2.00 Visa Debit Card Fee still applies for members with relationship balance less then $5,000.
  • Ability to select 'credit' and sign/PIN remains fee-free for all transactions.
  • Relationship balance is total of: loan, savings and investments and applies if greater than $20,000 (single membership) or $40,000 (joint membership).
  • BPAY, direct debits, direct credits, periodical payments, Internet Banking and Telephone Banking continue to be free and unlimited.

Additional Information



Increased access to ATMs
In developing news for members, Big Sky is delighted to announce that NAB have joined the rediATM network to increase the availability of cash for members.

The combined network will have more than 3,100 ATMs in rural, regional and metro locations, with 2,900 of those to be in unique locations - more than any other major bank in Australia.


What does this mean?
From 1st September 2009 members using a NAB ATM will not incur an ATM direct charge. However, the $1.50 fee that applies to rediATMs is also applicable for NAB ATMs.

Where are rediATMs and NAB ATMs located?
To locate your closest rediATM or NAB ATM visit www.rediatm.com.au and use the easy locator tool.


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bnext is a registered trademark of Big Sky Credit Union Ltd. Big Sky Credit Union Ltd ABN 51 087 651 358 BSB 803 228, AFSL 240 735. Any advice does not take into account your personal needs and financial circumstances. bnext recommends you read the Conditions of Use & the Financial Services Guide before acquiring the product.