Interest Rates - bnext

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Current Interest Rates



Click here to view Savings and Investments Interest rates.

Click here to view the Comparison Rate Schedule

Loan Interest Rates
New loans effective 15th May 2010
Existing loans effective 1st June 2010



Mortgage Loans
Variable Rate p.a.
Comparison Rate p.a.
First Home Owners Mortgage
For the purchase of a first home, Full offset, Redraw, flexible repayment options
7.14%
7.13%
Standard Variable
Full Offset, Redraw, flexible repayment options
7.29%
7.32%
Standard Variable
Full offset, Redraw, flexible repayment options for loans $250,000+
7.14%
7.19%
Fixed Rate Options
Fix part or the entire home loan balance. Gives you security knowing that your repayments and interest expense will not increase for the fixed period.
1 Year Fixed Rate
7.30%
7.32%
2 Year Fixed Rate
7.51%
7.37%
3 Year Fixed Rate
7.83%
7.48%
Personal & Car Loans
Variable Rate p.a.
Comparison Rate p.a.
EnviroLoan
Used for the purchase of any proven environmentally friendly product or service.
13.10%
13.10%
New Car Loan
Purchase a new car or refinance within 3 months of the original purchase date
9.80%
9.80%
Personal Loan - Fully Secured
Used to purchase a car or for any other worthwhile purpose. Loan to be fully secured.
13.10%
13.10%
Personal Loan - Partly Secured
Used for the purchase a car or for any other worthwhile purpose. 50% of loan to be secured by an acceptable security.
13.85%
13.85%
Personal Loan - Unsecured
Used for the purchase a car or for any other worthwhile purpose.
14.25%
14.25%
Personal Loan - WA Home Ownership Scheme
Used to purchase a car or for any other worthwhile purpose. Loan to be fully secured by equity in Iron Ore Home Ownership Scheme (WA Only).
11.85%
11.85%
Credit Card
Variable Rate p.a.
Comparison Rate p.a.
Visa Credit Card 6 Month Introductory Rate
8.80%
N/A
Visa Credit Card
13.80%
N/A


Investment and Savings Rates
Effective 15th June 2010



First Home Savers Account
  • 4.60%
  • Earn a government contribution for saving for your first home
  • No monthly fees
  • Interest rate includes tax component remitted to Australian Tax Office
  • Refer to PDS for full terms and conditions

Everyday Banking (on-call)

Tier
Interest Rate p.a.
$1 - $49,999
0.01%
$50,000 - $99,999
0.02%
$100,000+
0.03%

  • Interest calculated daily and paid quarterly.


bnext Net Invest

Tier
Interest Rate p.a.
$1+
4.60% p.a.

  • Funds available and accessed via internet and telephone banking only.
  • Interest calculated daily and credited monthly.

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bnext is a registered trademark of Big Sky Credit Union Ltd. Big Sky Credit Union Ltd ABN 51 087 651 358 BSB 803 228, AFSL 240 735. Any advice does not take into account your personal needs and financial circumstances. bnext recommends you read the Conditions of Use & the Financial Services Guide before acquiring the product.